Rates

APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.

Loan Rates

Rates as of May 17, 2017.
Rate DescriptionTermPayment DescriptionAPRAPR
Type
SHARE SECURED24 MONTHSMONTHLY1.740%Fixed
SHARE SECURED36 MONTHSMONTHLY1.740%Fixed
SHARE SECURED48 MONTHSMONTHLY1.840%Fixed
SHARE SECURED60 MONTHSMONTHLY1.940%Fixed
SHARE SECURED72 MONTHSMONTHLY2.240%Fixed
SHARE SECURED84 MONTHSMONTHLY3.000% above dividend rateFixed
SHARE SECURED120 MONTHSMONTHLY3.000% above dividend rateFixed
NEW VEHICLE24 MONTHSMONTHLY1.740%-9.500%Fixed
NEW VEHICLE36 MONTHSMONTHLY1.740%-9.500%Fixed
NEW VEHICLE48 MONTHSMONTHLY1.840%-9.500%Fixed
NEW VEHICLE60 MONTHSMONTHLY1.940%-10.000%Fixed
NEW VEHICLE ($14K.MSRP)72 MONTHSMONTHLY2.240%-10.500%Fixed
NEW VEHICLE ($25K.MSRP)84 MONTHSMONTHLY3.890%-11.250%Fixed
USED VEHICLE (model years 2009-2015)24 MONTHSMONTHLY1.740%-12.490%Fixed
USED VEHICLE (model years 2009-2015)36 MONTHSMONTHLY1.740%-12.490%Fixed
USED VEHICLE (model years 2009-2015)48 MONTHSMONTHLY1.840%-12.490%Fixed
USED VEHICLE (model years 2009-2015)60 MONTHSMONTHLY1.940%-12.990%Fixed
USED VEHICLE ($14K.MSRP) (model years 2009-2015)72 MONTHSMONTHLY2.240%-13.990%Fixed
USED VEHICLE ($25K.MSRP) (model years 2009-2015)84 MONTHSMONTHLY3.890%-14.990%Fixed
USED VEHICLE (model years 2008 and older)24 MONTHSMONTHLY6.500%-13.990%Fixed
USED VEHICLE (model years 2008 and older)36 MONTHSMONTHLY6.500%-13.990%Fixed
USED VEHICLE (model years 2008 and older)48 MONTHSMONTHLY6.500%-13.990%Fixed
USED VEHICLE (model years 2008 and older)60 MONTHSMONTHLY6.500%-13.990%Fixed
USED VEHICLE (model years 2008 and older)72 MONTHSMONTHLY6.500%-14.990%Fixed
NEW BOAT, MOTOR, & TRAILER36 MONTHSMONTHLY3.750%-9.000%Fixed
NEW BOAT, MOTOR, & TRAILER48 MONTHSMONTHLY3.750%-9.000%Fixed
NEW BOAT, MOTOR, & TRAILER60 MONTHSMONTHLY3.750%-9.000%Fixed
NEW BOAT, MOTOR, & TRAILER72 MONTHSMONTHLY5.000%-10.000%Fixed
NEW BOAT, MOTOR, & TRAILER84 MONTHSMONTHLY6.000%-11.000%Fixed
NEW BOAT, MOTOR, & TRAILER120 MONTHSMONTHLY6.250%-12.500%Fixed
USED BOAT, MOTOR, & TRAILER24 MONTHSMONTHLY4.500%-11.050%Fixed
USED BOAT, MOTOR, & TRAILER36 MONTHSMONTHLY4.500%-11.050%Fixed
USED BOAT, MOTOR, & TRAILER48 MONTHSMONTHLY4.500%-11.050%Fixed
USED BOAT, MOTOR, & TRAILER60 MONTHSMONTHLY4.500%-11.050%Fixed
USED BOAT, MOTOR, & TRAILER72 MONTHSMONTHLY5.500%-12.050%Fixed
USED BOAT, MOTOR, & TRAILER84 MONTHSMONTHLY6.250%-12.850%Fixed
USED BOAT, MOTOR, & TRAILER120 MONTHSMONTHLY6.500%-14.600%Fixed
NEW CAMPERS, PULL BEHIND, & POP-UPSUP TO 60 MONTHSMONTHLY5.050%Fixed
NEW CAMPERS, PULL BEHIND, & POP-UPS72 MONTHSMONTHLY6.500%Fixed
NEW CAMPERS, PULL BEHIND, & POP-UPS84 MONTHSMONTHLY7.750%Fixed
NEW CAMPERS, PULL BEHIND, & POP-UPS120 MONTHSMONTHLY8.500%Fixed
USED CAMPERS, PULL BEHIND, & POP-UPS36 MONTHSMONTHLY4.850%-10.850%Fixed
USED CAMPERS, PULL BEHIND, & POP-UPS48 MONTHSMONTHLY4.950%-10.950%Fixed
USED CAMPERS, PULL BEHIND, & POP-UPS60 MONTHSMONTHLY5.050%-11.050%Fixed
USED CAMPERS, PULL BEHIND, & POP-UPS72 MONTHSMONTHLY6.200%-12.050%Fixed
USED CAMPERS, PULL BEHIND, & POP-UPS84 MONTHSMONTHLY7.200%-13.050%Fixed
USED CAMPERS, PULL BEHIND, & POP-UPS120 MONTHSMONTHLY8.750%-14.600%Fixed
NEW MOTORCYCLE60 MONTHSMONTHLY3.990%Fixed
USED MOTORCYCLE36 MONTHSMONTHLY3.990%-10.000%Fixed
USED MOTORCYCLE48 MONTHSMONTHLY4.100%-10.100%Fixed
USED MOTORCYCLE60 MONTHSMONTHLY4.200%-10.200%Fixed
PERSONAL WATERCRAFT & TRAILER (NEW ONLY)36 MONTHSMONTHLY6.000%-10.500%Fixed
PERSONAL WATERCRAFT & TRAILER (NEW ONLY)48 MONTHSMONTHLY6.250%-11.250%Fixed
PERSONAL WATERCRAFT & TRAILER (NEW ONLY)60 MONTHSMONTHLY6.750%-13.250%Fixed
ATV'S (NEW ONLY)36 MONTHSMONTHLY6.000%-10.500%Fixed
ATV'S (NEW ONLY)48 MONTHSMONTHLY6.250%-11.250%Fixed
ATV'S (NEW ONLY)60 MONTHSMONTHLY6.750%-13.250%Fixed
PERSONAL-MAX $10,000.0024 MONTHS AND UNDERMONTHLY9.000%-14.500%Fixed
PERSONAL-MAX $10,000.0036 MONTHSMONTHLY9.000%-14.500%Fixed
PERSONAL-MAX $10,000.0048 MONTHSMONTHLY9.250%-14.750%Fixed
PERSONAL-MAX $10,000.0060 MONTHSMONTHLY9.500%-15.000%Fixed
Payday Alternative Loan (PAL)UP TO 6 MONTHSMonthly25.000%Fixed

Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.

Certificates

Rates as of May 17, 2017.
Rate DescriptionTermDividend RatesAPY
MINIMUM BALANCE $1,000.006 MONTHS.550%.550%
MINIMUM BALANCE $1,000.0012 MONTHS.880%.880%
MINIMUM BALANCE $1,000.0018 MONTHS.880%.880%
MINIMUM BALANCE $1,000.0024 MONTHS1.100%1.110%
MINIMUM BALANCE $1,000.0036 MONTHS1.250%1.260%

NOTE: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Savings / Shares Rates

Rates as of May 17, 2017.
Rate DescriptionTermDividend RatesAPY
MINIMUM BALANCE $100.00N/A.250%.250%
KIDS CLUB MINIMUM BALANCE $5.00N/A.300%.300%
CHRISTMAS/VACATION CLUB-MINIMUM $100.00N/A.300%.300%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

IRAs

Rates as of May 17, 2017.
Rate DescriptionTermDividend RatesAPY
no minimum balance12 months.880%.880%
no minimum balance18 months.880%.880%
no minimum balance24 months1.100%1.110%
no minimum balance36 months1.250%1.260%

Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

All rates and terms are subject to change. Contact us for the most current information at 904-387-5660.