APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.
Loan Rates
| Rates as of 7/24/2008. |
| Rate Description |
Term |
Payment Description |
APR |
APR Type |
| SHARE SECURED |
UP T0 120 MONTHS |
MONTHLY |
4.600% |
Fixed |
| NEW VEHICLE |
24 MONTHS |
MONTHLY |
4.600%-11.100% |
Fixed |
| NEW VEHICLE |
36 MONTHS |
MONTHLY |
4.600%-11.100% |
Fixed |
| NEW VEHICLE |
48 MONTHS |
MONTHLY |
4.600%-11.100% |
Fixed |
| NEW VEHICLE |
60 MONTHS |
MONTHLY |
5.300%-11.800% |
Fixed |
| NEW VEHICLE($18K.MSRP) |
72 MONTHS |
MONTHLY |
5.500%-11.800% |
Fixed |
| NEW VEHICLE($35K.MSRP) |
84 MONTHS |
MONTHLY |
6.750%-13.250% |
Fixed |
| USED VEHICLE |
24 MONTHS |
MONTHLY |
5.500%-12.000% |
Fixed |
| USED VEHICLE |
36 MONTHS |
MONTHLY |
5.500%-12.000% |
Fixed |
| USED VEHICLE |
48 MONTHS |
MONTHLY |
5.750%-12.000% |
Fixed |
| USED VEHICLE |
60 MONTHS |
MONTHLY |
6.000%- 12.500% |
Fixed |
| USED VEHICLE($18K.MSRP) |
72 MONTHS |
MONTHLY |
6.250%- 12.750% |
Fixed |
| USED VEHICLE($35K.MSRP) |
84 MONTHS |
MONTHLY |
7.250%- 13.750% |
Fixed |
| NEW BOAT,MOTOR & TRAILER |
36 MONTHS |
MONTHLY |
5.050% |
Fixed |
| NEW BOAT, MOTOR & TRAILER |
48 MONTHS |
MONTHLY |
5.050% |
Fixed |
| NEW BOAT, MOTOR & TRAILER |
60 MONTHS |
MONTHLY |
5.050% |
Fixed |
| NEW BOAT, MOTOR & TRAILER |
72 MONTHS |
MONTHLY |
6.500% |
Fixed |
| NEW BOAT, MOTOR & TRAILER |
84 MONTHS |
MONTHLY |
7.750% |
Fixed |
| NEW BOAT, MOTOR & TRAILER |
120 MONTHS |
MONTHLY |
8.500% |
Fixed |
| USED BOAT, MOTOR, & TRAILER |
24 MONTHS |
MONTHLY |
5.050%-11.050% |
Fixed |
| USED BOAT, MOTOR & TRAILER |
36 MONTHS |
MONTHLY |
5.050%-11.050% |
Fixed |
| USED BOAT, MOTOR & TRAILER |
48 MONTHS |
MONTHLY |
5.050%-11.050% |
Fixed |
| USED BOAT, MOTOR & TRAILER |
60 MONTHS |
MONTHLY |
5.050%- 11.050% |
Fixed |
| USED BOAT, MOTOR & TRAILER |
72 MONTHS |
MONTHLY |
6.200%-12.050% |
Fixed |
| USED BOAT, MOTOR & TRAILER |
84 MONTHS |
MONTHLY |
7.000%-12.850% |
Fixed |
| USED BOAT, MOTOR & TRAILER |
120 MONTHS |
MONTHLY |
8.750%-14.600% |
Fixed |
| NEW CAMPERS,PULL BEHIND,POP-UPS |
UP TO 60 MONTHS |
MONTHLY |
5.050% |
Fixed |
| NEW CAMPERS, PULL BEHIND & POP-UPS |
72 MONTHS |
MONTHLY |
6.500% |
Fixed |
| NEW CAMPERS, PULL BEHIND & POP-UPS |
84 MONTHS |
MONTHLY |
7.750% |
Fixed |
| NEW CAMPERS, PULL BEHINDS, POP-UPS |
120 MONTHS |
MONTHLY |
8.500% |
Fixed |
| USED CAMPERS,PULL BEHIND & POP-UPS |
60 MONTHS |
MONTHLY |
5.050%-11.050% |
Fixed |
| USED CAMPERS,PULL BEHIND & POP-UPS |
72 MONTHS |
MONTHLY |
6.200%-12.050% |
Fixed |
| USED CAMPERS, PULL-BEHIND, & POP-UPS |
84 MONTHS |
MONTHLY |
7.200%-13.050% |
Fixed |
| NEW MOTORCYCLE |
60 MONTHS |
MONTHLY |
5.050% |
Fixed |
| USED MOTORCYCLE |
60 MONTHS |
MONTHLY |
4.850%-11.050% |
Fixed |
| USED RV'S/CAMPERS |
120 MONTHS |
MONTHLY |
8.750%-14.600% |
Fixed |
| PERSONAL WATERCRAFT & TRAILER |
48 MONTHS |
MONTHLY |
9.250% |
Fixed |
| SIGNATURE-MAX $10,000.00 |
24 MONTHS AND UNDER |
MONTHLY |
9.000%-14.500% |
Fixed |
| SIGNATURE-MAX $10,000.00 |
36 MONTHS |
MONTHLY |
9.000%-14.500% |
Fixed |
| SIGNATURE-MAX $10,000.00 |
48 MONTHS |
MONTHLY |
9.250%-14.750% |
Fixed |
| SIGNATURE-MAX $10,000.00 |
60 MONTHS |
MONTHLY |
9.500%-15.000% |
Fixed |
| USED RV'S AND CAMPERS |
36 MONTHS |
MONTHLY |
4.850%-10.850% |
Fixed |
| USED RV'S AND CAMPERS |
48 MONTHS |
MONTHLY |
4.950%-10.950% |
Fixed |
Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.
Certificates
| Rates as of 07/28/2010. |
| Rate Description |
Term |
Dividend Rates |
APY |
| MINIMUM BALANCE $1,000.00 |
6 MONTHS |
.69% |
.69% |
| MINIMUM BALANCE $1,000.00 |
12 MONTHS |
1.10% |
1.11% |
| MINIMUM BALANCE $1,000.00 |
18 MONTHS |
1.10% |
1.11% |
| MINIMUM BALANCE $1,000.00 |
24 MONTHS |
1.50% |
1.51% |
| MINIMUM BALANCE $1,000.00 |
36 MONTHS |
2.00% |
2.02% |
NOTE: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.
Savings/Shares Rates
| Rates as of 07/01/2009. |
| Rate Description |
Term |
Dividend Rates |
APY |
| MINIMUM BALANCE $100.00 |
N/A |
.750% |
.750% |
| KIDS CLUB MINIMUM BALANCE $5.00 |
N/A |
1.00% |
1.01% |
| CHRISTMAS/VACATION CLUB-MINIMUM $ 100.00 |
N/A |
1.00% |
1.01% |
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.
IRAs
| Rates as of 07/28/2010. |
| Rate Description |
Term |
Dividend Rates |
APY |
| no minimum balance |
12 months |
1.10% |
1.11% |
| no minimum balance |
18 months |
1.10% |
1.11% |
| no minimum balance |
24 months |
1.50% |
1.51% |
| no minimum balance |
36 months |
2.00% |
2.02% |
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.
All rates and terms are subject to change. Contact us for the most current information at 802-442-8894.
